Finance Your Fence Project
See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.
Get Started Here!Finance your fence project with Thomas Fence
A quality fence is an investment in your property. Thomas Fence has partnered with Hearth to offer flexible financing options so that cost does not have to be the reason you put a fence project off.
Hearth is a third-party lender that works specifically with home improvement contractors. Checking your options takes minutes and does not affect your credit score. If approved, funding arrives within 1 to 3 days.
- Loan amounts up to $250,000
- Affordable monthly payment options
- Funding within 1–3 days of approval
- No prepayment penalties
- No home equity required
- Checking your options does not affect your credit score
- No home equity required
- No prepayment penalties
- Funding in 1–3 days
- Check rates in minutes
- No credit score impact to check
Financing provided by Hearth. Thomas Fence is not a lender. Approval and terms are determined by Hearth based on individual creditworthiness.
Ready to Get Your Fence Estimate?
Get a free estimate first — then apply for financing if you need it. No deposit required for standard installations.
Get a Free EstimateFinancing FAQs
How does fence financing work at Thomas Fence?
Thomas Fence offers financing through Hearth, with monthly payment options for fence and gate projects. The application takes minutes online — apply through our Hearth financing portal and compare your options side by side.
Does checking my rate affect my credit score?
No. Seeing your financing options through Hearth does not impact your credit score.
How much can I finance?
Hearth offers loan amounts up to $250,000, which covers everything from a backyard privacy fence to large commercial and estate projects.
Is a deposit required to start my project?
No — Thomas Fence does not require a deposit, except for special order materials or custom metal work.
Can I pay by credit card?
Yes. Credit card payments are accepted with a 3.5% processing fee added.
How do I get started?
Get your price first — use the instant fence estimator or request a free estimate — then apply for financing whenever you are ready.